Regulatory digital twin
RBI control families & DPDP overlay
The supervisory view of the same fabric. Each control family is a live object with coverage, owning modules and an evidence trail — so the question 'show me your controls' is answered with state, not a slide.
Composite coverage
83%
Board IT-governance maturity
86%
Early-warning coverage
79%
Open red flags
0
IT governance, risk & assurance
RBI IT Governance Directions, 2023
- ▸Board-level IT strategy and risk oversight
- ▸Third-party and outsourcing arrangements
- ▸Business continuity and disaster recovery
- ▸Independent assurance and audit trail
Fraud risk management
RBI Fraud Risk Management Directions, 2024
- ▸Governance structure for fraud risk
- ▸Early-warning signals and red-flagging
- ▸Timely classification and reporting
- ▸Customer conduct and natural-justice safeguards
Payment-system cyber resilience
RBI cyber-resilience directions for non-bank PSOs, 2024
- ▸Baseline cyber and digital-payment controls
- ▸Transaction, velocity and exposure limits
- ▸Incident detection, response and reporting
- ▸Cryptographic key lifecycle management
KYC / AML
RBI KYC Master Direction
- ▸Customer identification and due diligence
- ▸Periodic updation and risk categorisation
- ▸Sanctions and watchlist screening
- ▸Suspicious-transaction escalation
DPDP / MeitY overlay
DPDP Act and 2025 Rules
- ▸Specific, purpose-bound, withdrawable consent
- ▸Registered consent manager records
- ▸Notice, transparency and grievance redressal
- ▸Reasonable security safeguards and breach notice
Live alert stream
Cross-module events from the shared identity graph
- infoFABRIC
Trust fabric online
Identity graph, policy gate and quantum optimizer synchronised across all seven modules.
- infoRBI
Regulatory digital twin synchronised
IT governance, fraud risk management, payment cyber-resilience and KYC/AML control families mapped.
- watchPVDNUSR-10024
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Demonstrator only. Synthetic data; no connection to RBI, RBIH, NPCI, UPI or Aadhaar systems, and nothing here constitutes a regulatory filing.
Regulator-facing explanation
Control family, audit record and reporting posture
The deterministic layers above run without AI. Generate a narrative to add a plain-language explanation of the current state for reviewers and supervisors.