Layer 2 · reasoning

AI + Quantum Trust Brain

AI detects. Quantum-inspired search optimises over admissible options. The policy gate verifies. Nothing here can relax a hard constraint — the constraint is the search boundary, not a preference.

Model bank

Nine model families over one signal field

Identity AI

97.2

Transformer entity resolution across channels

Fraud AI

94.8

Gradient ensemble on payment + device features

Graph AI

93.3

GNN over beneficiary and mule topology

Behaviour AI

91.7

Sequence model on session and velocity

Deepfake AI

96.1

Frame + audio synthesis artefact ensemble

Agent AI

90.5

Scope adherence and prompt-injection defence

Signal-Wave AI

88.9

Phase-sequence detection across signal fields

RAG / SLM

94.0

Policy retrieval over RBI, DPDP and bank circulars

Digital Twins

92.6

State reconstruction and counterfactual replay

Live signal field

Composite input to the brain

Σ signal

Residual

Inference rate

14.2k/s

Model drift

0.7%

30-day

Quantum / Q-inspired optimizer

min (Cost + Latency + λ·PrivacyExposure) s.t. IdentityConfidence ≥ threshold

QUBO-form · exhaustive verifier

Identity confidence floor0.95

λ privacy weight1.0

Achieved confidence

95.3%

Objective cost

49.0

Convergence (annealing schedule)

Minimum necessary evidence set

Offline eKYC XMLPenny-drop name matchHardware key attestationFace + liveness captureSIM-age / swap checkSocial-graph consistencyCKYC registry pull

2 evidence sources withheld — data the platform is entitled to request but does not need to satisfy the confidence floor.

Solution certificate

Reproducible, auditable, signed

{
  "problem": "minimum_necessary_evidence",
  "form": "QUBO / binary constrained",
  "constraint": {
    "identity_confidence_min": 0.95
  },
  "lambda_privacy": 1,
  "solution": [
    "aadhaar_offline_xml",
    "device_attest",
    "face_liveness",
    "sim_binding",
    "ckyc_record"
  ],
  "achieved_confidence": 0.9534,
  "objective": 49,
  "verified_by": "exhaustive_classical_check",
  "overrides_policy": false
}

Quantum explainability

Objective, constraints and why the search wins

The deterministic layers above run without AI. Generate a narrative to add a plain-language explanation of the current state for reviewers and supervisors.